$10,000,000+ Recovered
Profits Over Policyholders
Insurance is not like other contracts. A person cannot shop for insurance after an event has occurred. In the event of a covered loss or claim, the policyholder is particularly vulnerable to the insurance company because it is too late to obtain alternative insurance. Because of the unique nature of insurance and the power that insurance companies hold, South Carolina law imposes on insurers obligations of good faith and fair dealing that can subject an insurer to additional liabilities if these duties are violated.
When an insurance company unreasonably denies, delays, or undervalues a valid claim, it violates your financial security and legal rights. Under South Carolina law, insurers must act in good faith and deal with policyholders fairly. Insurance companies should not put their interests above the interests of their policyholders. However, it is all too common for insurance companies to engage in deceptive or abusive practices to prolong payment, pressure people into accepting unfair settlements, or to altogether avoid payment of valid claims.
When an insurance company violates its duties and neglects its promises, an experienced attorney can help determine whether a viable claim for bad faith can be pursued. In addition to the ability to recover for the full value of the claim, there are potentially ways to recover for additional damages such as emotional distress, expenses, and punitive damages. With attorney Billy Sweeny's deep knowledge of South Carolina's insurance laws and experience investigating and prosecuting insurance companies, you can stand up to powerful insurers and demand that your rights be respected.
Your insurance company should be protecting you, not taking advantage of you. If you've been unfairly denied a payout, here's how to know if you qualify for legal action:
Insurance companies have teams of attorneys working against you – SC Injury Law fights to level the playing field by:
Don't settle for excuses—demand justice. SC Injury Law will fight relentlessly until you get the full value of your claim.
Known for diligence, integrity, and strategic execution, SC Injury Law a dedicated and experienced choice for personal injury litigation. Whether handling an individual claim, leading large-scale litigation, or managing a complex question of insurance coverage, the firm navigates every challenge with an unwavering commitment to justice. Regardless of case size or complexity, SC Injury Law remains relentless, strategic, and uncompromising in the pursuit of the best possible outcome for clients.
For SC Injury Law, the legal process is about more than compensation-it's about restoring faith in justice, protecting clients from abuse of power, and ensuring they receive the closure and security they deserve.
Ensuring every client is heard and respected, we craft personalized strategies that amplify your voice in the legal system.
SC Injury Law meticulously prepares every case for trial, refusing to settle for undervalued resolutions that leave clients shortchanged.
Whether battling insurance companies, corporations, or reckless individuals, SC Injury Law fights to ensure those responsible are held fully accountable.
South Carolina's injury statistics aren't just high - they're unacceptable. Tens of thousands of workplace injuries and unsafe driving incidents each year show a dangerous lack of oversight and responsibility. The staggering number of wrongful death occurrences is a wake-up call. At SC Injury Law, we don't cower or compromise client interests to lowball settlement offers by the insurance industry – we investigate, litigate, and hold the responsible parties accountable for the harm they cause.
Individuals represented by attorneys have a 91% chance of receiving a settlement, compared to a 51% success rate for those without legal representation.
Approximately 95% of personal injury cases are settled before reaching trial.
For the small percentage of cases that proceed to trial, plaintiffs represented by attorneys have a 60% success rate.
Clients with legal representation receive settlements that are nearly 3.5 times higher than those negotiated without an attorney.
It is a simple truth that the potential for litigation, and ultimately trial, is the primary force that drives settlement value and holds profit-motivated insurance companies accountable. This is an unavoidable reality not just accepted, but embraced, by SC Injury Law. We understand that while most clients would prefer to avoid litigation whenever favorable resolution can be negotiated (and the vast majority of cases settle), we are also prepared to go the distance should insurance companies attempt to unfairly exert their extensive resources in negotiations. It is through this reputation and dedication that SC Injury Law's approach helps to reduce the possibility of prolonged litigation without compromising the client's recovery.
In the courtroom, every case depends on the ability to present clear, well-substantiated arguments backed by admissible evidence and sound legal precedent. SC Injury Law approaches each matter with meticulous trial preparation - structuring and solidifying every legal argument to withstand cross-examination, judicial scrutiny, and potential appellate review. With a sharp focus on precision and strategy and the resources and experience to apply it, every case is built to meet the highest legal standards and designed to minimize uncertainty.
The art of persuasion is rooted in credibility, consistency, and simplicity. Billy learned early in his professional career that power flows to the most reasonable voice in the room - which is a principle applied by SC Injury Law at every stage of civil advocacy.
Get answers to common questions about bad faith insurance cases and how we can help you.
Yes, if they acted unreasonably in handling or denying your claim.
Consult an attorney before accepting any offer to ensure it covers your damages fairly. Sometimes early settlement offers seem to offer a quick payout but really shift the costs and liabilities onto the injured victim who then ends up having to pay out costs and expenses.
You should be compensated for the full and fair value of the claim and potentially for emotional distress, expenses, and punitive damages.
Unjustified denials, lack of communication, unreasonable delays, refusal to give due consideration to information provided, or the failure to investigate can support a claim for bad faith.
When an insurer unfairly or unreasonably denies, investigates, delays, or undervalues a legitimate claim.
Still have questions? We're here to help.
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